Smart Employers Are Proactive

Smart employers proactively address any workplace harassment or discrimination complaints before they result inAdministrative complaints or lawsuits. Sometimes it’s the most angry employee that files the lawsuit, not the employee who is the most likely to win in court.

Harassment and Discrimination Suits Require a Protected Group

An employee’s best chance of success in a discrimination or harassment case occurs when the discrimination or harassment is attributable to the employee’s status as a member of a protected group. A protected group could be fairly described as a group of people qualified for special protection by a law, policy, or similar authority. For example, U.S. federal law protects individuals from discrimination or harassment based on sex, race, age, disability, color, creed, national origin or religion. In many cases, state laws also give certain protected groups special protection against harassment and discrimination. The key here is the person must be part of a protected group. If the boss is discriminating against or harassing the employee because the employee is a Democrat, a Republican, a Kim Kardashian fan, a “FloMo,” a “Pactard,” or the only person in the office who thinks O.J. is innocent, then the harassment case isn’t going anywhere – even if you are represented by Lisa Bloom and Gloria Allred.

Experience Is Not The Best Teacher

Conventional wisdom says experience is the best teacher. But I’m not sure that’s the case. As a lawyer and advisor, I regularly meet older people who make the same bad decisions over and over again. If the conventional wisdom is accurate, then those older people should be making better decisions because they have more experience. So what is missing for those people who are making these boneheaded decisions? Well, one of the things that is missing is what many people call “reflection.” I like the way John Maxwell says it: “Reflection turns experienced into insight.” And it’s insight that gives you that special understanding that helps you improve your life and the lives of others.

The 10% Entrepreneur Book Cover

The 10% Entrepreneur: Live Your Startup Dream Without Quitting Your Day Job (New York: Portfolio/Penguin, 2016)

If you have a stable career but want to pursue business ownership in a “safe” way, then this might be one of the most useful books you read this year.

In The 10% Entrepreneur, Patrick McGinnis aims to show you how to pursue your entrepreneurial interest without losing the steady paycheck that your current job provides. McGinnis explains the multiple paths you can follow if your goal is to invest your cash, time, and expertise in a start-up. He also describes a few types of 10% entrepreneurs: (1) founder; (2) angel; (3) adviser; or (4) aficionado.

McGinnis provides a step-by-step plan that is meant to guide the reader from the identification of an entrepreneurial project to, as the publisher says: “Figuring out the smartest way to commit resources to it.” He also profiles real-world “10%” entrepreneurs who are applying the principles he discusses.

There is a particular type of person who would gain from reading this type of book.  A person who has either intellectual or financial capital to invest, but does not know how to deploy those resources, could experience an enlightenment of sorts through reading this book.

On the other hand, there are some people who should probably pass on reading this book. Anyone whose strategy is to work his or her main job and then replace that job with the side hustle should consider other books. A second type of person who might be disappointed by this book is that person who has no interest in spending time or resources on other people’s businesses. Others may be disappointed if they are seeking indepth discussion in a particular area investment strategy.

The bottom line is that this book is a great choice for readers who view investment broadly and are open to contributing to entrepreneurial ventures in a broad range of ways. The book is also a great choice for entrepreneurs who are looking for a practical way to work and invest their time, money, and talents.

The 10% Entrepreneur Book Cover

Applications for auto financing

Applications for auto financing made within a 14-day period will only count as one inquiry for credit scoring purposes.

Applications for Mortgages

Multiple applications for mortgage made within a 30-day period will only count as one inquiry for credit scoring purposes.

Know the difference between soft inquiries and hard inquiries

You should understand the difference between a soft inquiry and a hard inquiry.  If you don’t know, then check out these examples of the two types of inquiries:

Soft Inquiries

  • When you pull your own credit report
  • When a current credit runs your credit as part of an account review to see how well you are using your credit
  • When a potential creditor is looking at your report for solicitation purposes

Hard Inquiries

  • Applications for credit and credit based insurance
  • A review made by a creditor for a purpose permitted under the FCRA

Why does it matter? A soft inquiry does not impact your credit score. A hard inquiry may adversely impact your credit score.

Jason Whitlock Talks Lebron James, Racism

Whitlock Suggests Lebron James Has Too Much Money And Success To Be Impacted By Racism

I just listened to Jason Whitlock‘s talk with Colin Cowherd about Lebron James and racism. The Atlantic says the Los Angeles Police Department confirmed that LeBron James was the victim of an apparent hate crime Wednesday morning when a racial slur was written in graffiti on the front gate of his L.A. home.

Lebron James had a couple things to say about the vandalism:

“No matter much money you have. No matter how famous you are. No matter how many people admire you, being black in America is tough.”

According to the Atlantic, James also said “one of the first things that came to his mind when he saw the graffiti was the mother of Emmett Till, a 14-year-old African American teenager who was brutally murdered in Mississippi in 1955.”

Jason Whitlock was talking to Colin Cowherd and had plenty to say about Lebron’s comments.

Here are the most noteworthy things that I heard from Whitlock…

“Lebron James has fallen into the far left [philosophy that there] is value in embracing your victimhood.”

“[Lebron’s] comments analogizing any part of this to Emmit Till is preposterous.”

“Racism is an issue in America, but it is primarily an issue for the poor. It’s not Lebron James’s issue. Lebron James, whether he likes it or not, or whether people close to him are telling him or not, he has removed himself from the damages and the ravages of real racism.”

“Lebron’s staff, I’m sure, cleaned up the spray paint within hours. This ain’t Emmit Till. And we need to quit. And Lebron needs to quit embracing his victimhood, because he is not a victim. And it’s a terrible message for black people.”

“I’m 50 years old. I’m grown. I get when I was young person, some people called me a bad name, the N-word, whatever, it hurt my feelings. But did it stop me from rising? Hell no.”

“Lebron’s comment about, uh, no matter how rich you are or no matter how famous you are, it’s tough being black in America. That is a lie. It’s not tough being Oprah Winfrey. It’s not tough being Lebron James. It’s not tough being Jason Whitlock.”

“When I leave here today, I am going to drive to Wilshire Boulevard, get out of my car, and throw the keys to my car to some white or latino man whose going to say, ‘Mr. Whitlock, anything I can do for you today?’ I’m going to go into my building, the concierge, probably black, is going to say, ‘Mr. Whitlock I got a package for you. Anything I can do for you today?’ And then I’m going to go up to my fourth floor apartment and continue to do whatever the hell it is I want to do. And I ‘m not nearly as rich as Lebron James. And so to sit here and act like Lebron, Oprah, me, and a bunch of people in between have some miserable life . . . . That’s not our existence. That is a lie.”

“Where the real impact of racism is, is among the poor.”

“This message that we are constantly pumping out to young black people . . . that we are just victims . . . and the worst thing in the world is to be black in America is just not true.

“The worst thing to be in America, and anywhere on the planet, is poor. … If you are poor, regardless of color, you are catching hell in America and on this planet. Lebron has risen above poverty to that special elevated place we have in this society where pretty much nothing can bother him.”

Many people and media outlets disagree with Jason Whitlock’s thoughts about Lebron and race. The Root published an article with the following headline: Jason Whitlock, Please STFU About LeBron, Racism, Everyone, Everything Forever. Deadspin’s headline proclaims: Coworker, Athletes Give Jason Whitlock Shit For Criticising LeBron On Racism.

I think Jason Whitlock is wrong about his belief that Lebron James has removed himself from the damages of racism. I also think he is wrong in his assertion that racism is primarily an issue for the poor. However, I think Jason Whitlock is right to speak out against the victim mindset. Also, I think Whitlock is right to push back against any attempts to create connects between the vandalism that occurred with James and the crime that was committed against Emmit Till.

What do you think?

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